CONFERENCE
11th ANNUALPOST RETIREMENT AUSTRALIA 2023 CONFERENCE
23rd - 24th October 2023, Novotel Sydney Central
Days
Hours
Minutes
Seconds
About the event:

11th annual Post Retirement Australia 2023 forum is ideally suited for anyone working in the superannuation, investment, financial advice, or related industries. The Australian post-retirement sector faces challenges and exciting developments. Longevity risk and retirement adequacy are key concerns, leading to the exploration of sustainable income solutions and enhanced savings strategies. Customizable retirement products and flexible options are being developed to meet the diverse needs of retirees. Technology is driving accessibility and
personalized advice, while holistic retirement planning incorporates health and social engagement.
Collaboration among stakeholders is crucial in addressing these challenges and fostering innovative developments that empower Australians to enjoy a secure and fulfilling post-work life.
New and emerging products from industry players are put under the microscope as well as the key issues relating to retiree behaviours and needs. We also review investment strategies for retirees and the specific investment risks associated with retiree investment strategies.
Speakers include a wealth of industry experience from product providers, researchers, and independent consultants.

Some of the topics covered at our 2023 forum:
  • Overseas developments in retirement solutions – a look at Collective DC (UK)
  • Dynamics of the Australian Superannuation System – The Next 20 Years
  • Regulator update – what is APRA’s reaction to funds’ Retirement Income Strategies?
  • How far has the industry come in designing new retirement income products
  • The transformation from accumulating assets to providing an income stream
  • The retirement income covenant, members best interests and why super is not super yet
  • The role of superannuation funds in providing retirement advice to members
  • A better way to determine spending in retirement
  • Barriers to developing RIS – what is stopping funds from making progress
  • Fund-guided allocation of members to retirement income strategies (RIS).
  • Implications of the Retirement Income Covenant for superannuation funds
  • Why the Retirement Income Covenant presents an opportunity to better understand members’ needs
  • Retirement Income Covenant – One step closer to reality
  • The implications of the Retirement Income Covenant for the industry, the devil in
  • Building sustainable portfolios to manage volatile markets
  • How changing interest rates can impact a retirement annuity product
  • Solving the Retirement Income Covenant
  • Guiding members to an appropriate RIS – what are funds doing in this space?
  • Can AI help us understand our members in retirement better
  • Quantifying the impact of financial advice
  • Importance of wholistic approach to retirement planning
Who Should Attend?

A post retirement conference is designed for a diverse range of professionals, policymakers, and individuals interested in addressing the challenges and exploring developments in the post-retirement sector. The following individuals and groups would greatly benefit from attending such a conference:
Senior personnel from Superannuation funds, SMFS, financial advisers, insurance providers, government, agencies, banks, regulators, lawyers, retirement income consultants, advocacy groups, academics, researchers, industry commentators, software service providers
By bringing together professionals, policymakers, researchers, and individuals with a vested interest in post-retirement planning, a post-retirement conference fosters a collaborative environment for knowledge sharing, networking, and dialogue that can contribute to the improvement of retirement outcomes and the overall well-being of retirees.

Post Retirement Australia 2023 Forum offers sponsors an excellent opportunity to demonstrate thought-leadership and leverage networking opportunities to build brand-value amongst your target audience.
If you would like to know more about sponsorship, exhibition and business development opportunities please just get in touch with us

11th Annual Post Retirement 2023 Speakers
Learn speakers of the 11th Annual Post Retirement 2023
Principal Retirement Product, AustralianSuper
Head of Retirement Income Research Challenger Limited
Challenger Financial Services
Head of Asset Liability Management, Australian Retirement Trust
Group Executive Advice at Aware Super
Chief Product & Marketing Office at Allianz Retire+
Head of Strategic Implementation, Active Super
Head of Product & Advocacy at UniSuper
Head of Retirement Solutions Australia , WTW
General Manager, Retirement Solutions at Generation Life
Senior Product Manager, Retirement, AustralianSuper
General Manager Retirement Solutions, AMP
Head of Technical Services, Challenger Limited
Partner at Deloitte
Country Manager, Financial Risk Solutions (FRS) Ltd
Retirement Partnerships Lead, TAL Australia
Principal at Athena IOC
Athena IOC
Managing Director McGing Advisory & Actuarial
Research Director, Conexus Institute and Associate Professor, ANU
Chair at SuperEd and Retirement Essentials
Executive Director, The Conexus Institute
Principal Consultant, Head of Member Solutions, Frontier Advisors
Independent Consultant & Advisor
Associate Portfolio Manager Aware Super
Director at Deloitte Australia
Manager, Actuarial Practice, Aware Super
Asset Liability Management, Australian Retirement Trust
Partner, MinterEllison
Founder of My Longevity and longevity planning in Australia
CEO, MoneySoft
Associate Professor, CEPAR Associate Investigator, UNSW Business School
Partner at Gilbert + Tobin
Head of Retail & Structured Solutions, Hannover Life Re of Australasia
Product & Technical Manager, Generation Life
Head of Product and Operations, TAL
Senior Manager, Institutional Client Solutions at Challenger Limited
Manager, Select Advice, UniSuper
Retirement Strategy and Experience Lead, Aware Super
Chief Operations Officer at Brighter Super
Head of Advice Services at Mercer Super
Pricing Actuary, Hannover Life Re Australasia
Head of Superannuation Consulting at SuperRatings Pty Ltd
Get Involved
Interested to be a sponsorer/speaker for this event?
Our 2023 Confirmed Sponsors include:
Post Retirement Schedule
Learn schedule, program and topics of the 11th Annual Post Retirement 2023 Hybrid Conference.

8:20 DELEGATE REGISTRATION & COFFEE

Opening remarks from Chair

KYLE RINGROSE
Principal Consultant Athena IOC

• Market overview
• Components of the market
• Investing Super
• Longevity and retirement incomes

JULIAN MURRAY
Director at Deloitte Australia

PANEL MEMBER:

JON SEDAWIE
Principal Retirement Product, AustralianSuper

IAN LORIMER
Head of Product & Advocacy at UniSuper

BRNIC VAN WYK
Head of Asset Liability Management, Australian Retirement Trust

KATE ROLF
Retirement Strategy and Experience Lead, Aware Super

MODERATOR:

NICK CALLIL
Head of Retirement Solutions Australia, WTW

• The combined ASIC and APRA review of retirement income strategies is putting the spotlight on superfunds and how they are helping members to achieve better retirement outcomes.
In turn, members expect their superfunds to provide guidance on what options are best suitable for them. In this session, using a member perspective, we will examine how success can be measured and how this can be translated into providing a successful retirement option.
Case studies for different member profiles will bring this to life

AARON MINNEY
Head of Retirement Income, Challenger Limited

ANDREW LOWE
Head of Technical Services, Challenger Limited

10:50 Morning Coffee & Networking

• Designing a pension product that could address sequencing risk, longevity risk and the temptation to underspend in retirement
• Why the historical structure of superannuation products may not provide an easy solution
• Exploring the minority of superannuation funds who can provide a solution
• Why the solution is in the member’s hands rather than the fund’s hands
• How the solution can also provide the retiree with significant tax advantages
• How the solution can significantly reduce investment fees

KYLE RINGROSE
Principal Consultant Athena IOC

• The legislative impetus
• Their features
• Their flexibility
• How they can be used in a portfolio
• What’s next

PATRICK CLARKE
General Manager – Retirement Solutions, Generation Life

12:30 Lunch Break

• Unpacking the APRA and ASIC thematic review of the Retirement Income Covenant implementation and how trustees can accelerate progress on their Retirement Income Strategy
• Discussing the role longevity solutions can play in maximising retirement income and significantly improve member confidence to spend in retirement
• Considering the role defaults can play to support members transition their super balance into appropriate retirement solution(s)
• Insights from some recent member research TAL has commissioned to understand the lived experiences of Australian retirees

MODERATOR:

ANDREW LONG
Retirement Partnerships Lead, TAL Australia

PANEL MEMBER:

SHAUN BRANSDON
Head of Product and Operations, TAL

JAMES GYTON
Chief Operations Officer at Brighter Super

SAI AHLAWAT
Head of Advice Services at Mercer Super

• The Quality of Advice Review’s recommendations
• The implications of the proposals
• How super funds could fill the advice gap
• The potential for digital advice
• How to ensure standards of advice are maintained

SARAH FORMAN
Group Executive Advice at Aware Super

2:30 Afternoon Tea

The issue of whether there should be defaults, or at least the ability for funds to either place members in strategies or suggest a strategy upon request

DAVID BELL
Executive Director, The Conexus Institute

ASSOC. PROF. GEOFF WARREN
Research Director, Conexus Institute and
Associate Professor, ANU

PANEL MEMBERS:

SIMON ABOUD
Chief Product & Marketing Office at Allianz Retire+

BEN HILLIER
General Manager Retirement Solutions, AMP

MARK SPRING
Head of Strategic Implementation, Active Super

SCOTT ABERCROMBIE
Head of Superannuation Consulting, SuperRatings

MODERATOR:

KYLE RINGROSE
Principal Consultant Athena IOC

8:20 Delegate Registration & Coffee

STEPHEN HUPPERT
Independent Consultant & Advisor

• What is the biggest fear faced by Australians approaching
retirement?
• Why people don't buy lifetime annuity products if they can
help them be more confident in retirement?
• What is the annuity puzzle?
• How can superannuation funds help their members solve
the annuity puzzle?

STEPHEN HUPPERT
Independent Consultant & Advisor

• The Age Pension is key to Retirement Income Strategy
• The Age Pension literacy gap
• Maximising Age Pension benefits
• Profiling Age Pensioners

JEREMY DUFFIELD
Co-Founder & Director, SuperEd and Retirement Essentials

10:30 Morning Coffee & Networking

• Using non-financial insights within individual customer
journeys to produce better retirement outcomes
• The need for flexibility within the pension system to support
some form of return to work post-retirement
• Increasing the reach of integrated digital services
• Financial Security
• Lifestyle Considerations
• Risk Management
• Longevity

PANEL MEMBERS:

JONATHAN SHAW
CEO, MoneySoft

MARK SPRING
Head of Strategic Implementation, Active Super

KATHRYN SPRAGG
Asset Liability Management, Australian Retirement Trust

ERICA HOBSON
Product & Technical Manager, Generation Life

PANEL MEMBER:

LOUISE ARACAS
Senior Product Manager, Retirement, AustralianSuper

STEPHAN RICHARTZ
Senior Manager, Institutional Client Solutions at Challenger Limited

RENAE ANDERSON
Manager, Select Advice, UniSuper

MODERATOR:

SEAN MCGING
Managing Director, McGing Advisory & Actuarial

• Overview of global challenges
• Review of post retirement products
• What lessons can be learned from other
jurisdictions

CIAN O'DRISCOLL
Country Manager,
Financial Risk Solutions (FRS) Ltd

12:40 Lunch Break

• The increasing number of retirees and reducing number of
financial advisers creates a demand/supply mismatch.
• Retirement estimates and comprehensive retirement
calculators have the potential to pick up the slack.
• However, retirement is not like traditional banking (e.g.
buying a home) due to its “whole of wealth” and uncertain
nature.
• AI can be used to:
1) Ascertain a member’s current level of financial literacy, and
2) Guide them throughout accumulation to improve financial
literacy over time, so that appropriate retirement decisions
can be made autonomously with confidence

ANTHONY SALIBA
Partner, Consulting, Deloitte Touche Tohmatsu

• What is the Retirement Income Covenant?
• What requirements must the strategy meet?
• Lessons from APRA and ASIC’s thematic review
• Opportunities for trustees and fund members

PHIL TURNER
Partner at Gilbert + Tobin

• How the tool help our members understand how much they
need to save for their retirement and how they are tracking
against the target
• How the tool takes into account risks and empowers better
financial decision making using Aware Super’s Retirement
Confidence Score
• Early insights from member usage data since launch in July
2023 revealing desired level of engagement and completion rate
• How members explores the implications retiring sooner or
later, adjusting retirement income targets, contributing more or
less and investing differently.
• How Retirement Confidence Score can be extended as a
measure of success for members’ retirement outcomes, aligning
to the best practice outlined in the report of the APRA & ASIC
thematic review of the Retirement Income Covenant.

• How the tool help our members understand how much they
need to save for their retirement and how they are tracking
against the target
• How the tool takes into account risks and empowers better
financial decision making using Aware Super’s Retirement
Confidence Score
• Early insights from member usage data since launch in July
2023 revealing desired level of engagement and completion rate
• How members explores the implications retiring sooner or
later, adjusting retirement income targets, contributing more or
less and investing differently.
• How Retirement Confidence Score can be extended as a
measure of success for members’ retirement outcomes, aligning
to the best practice outlined in the report of the APRA & ASIC
thematic review of the Retirement Income Covenant.

ESTELLE LIU
Manager, Actuarial Practice, Aware Super

DR. SHANG WU
ASSOCIATE PORTFOLIO MANAGER,
INVESTMENT STRATEGY, AWARE SUPER

• The challenge of providing for retirement
• Insights into the “4% rule”
• A better way to review withdrawal rates
• Factors unique to each retiree to influence withdrawal rates

DAVID CARRUTHERS
Principal Consultant, Frontier Advisor

• Home equity release can provide additional funding for
retirement
• We will compare retirement income strategies involving
different home equity release products, including the
government-provided Home Equity Access Scheme
• We will compare retirement income strategies for different
cohorts of homeowners
• We will discuss how behavioural factors, aged care, and
intergenerational aspects impact retirement income
strategies that involve home equity release

KATJA HANEWALD
Associate Professor, CEPAR Associate Investigator,
UNSW Business School

Personal longevity planning only requires simple, practical
information, non-regulated learning and support processes
and technology for delivery, all of which is already available. It
should begin well before what we currently call retirement and
is a ‘rest of life’ skill. From this basis, a range of decisions are
harmonised:
• Employees and employers have common understanding
to discuss their future interaction, timing and preferences
• Decisions about paid work and other activities, including
volunteering have a better context
• People are encouraged to be pro-active in personal health
management with more clarity about personal and
economic consequences
• Estate planning is commenced, for support by professional
advice
• Preparation for aged care and end of life is undertaken

DAVID WILLIAMS
Founder and CEO, My Longevity Pty Limited

Registation Packages
IN-PERSON ATTENDANCE REGISTRATION COST - SUPER EARLY BIRD REGISTRATION:
REGISTER BEFORE 30TH JULY
2495 + GST
IN-PERSON ATTENDANCE REGISTRATION COST - EARLY BIRD REGISTRATION:
REGISTER BEFORE 24TH SEPTEMBER
IN-PERSON ATTENDANCE REGISTRATION COST - NORMAL REGISTRATION:
REGISTER AFTER 24TH SEPTEMBER
2695 + GST
IN-PERSON ATTENDANCE - UNLIMITED GROUP TEAM REGISTRATION :

REGISTER WITH UNLIMITED GROUP REGISTRATION OFFER (Register & pay for 3 delegates with normal rate & get unlimited registrations* (*Can attend in-person or virtually))

VIRTUAL ATTENDANCE REGISTRATION COST - SUPER EARLY BIRD REGISTRATION:
REGISTER BEFORE 30TH JULY
1795 + GST
VIRTUAL ATTENDANCE REGISTRATION COST - EARLY BIRD REGISTRATION:
REGISTER BEFORE 24TH SEPTEMBER
1895 + GST
VIRTUAL ATTENDANCE REGISTRATION COST - NORMAL REGISTRATION:
REGISTER AFTER 24TH SEPTEMBER
1995 + GST
VIRTUAL ATTENDANCE REGISTRATION COST - UNLIMITED GROUP TEAM REGISTRATION:

REGISTER WITH VIRTUAL UNLIMITED GROUP REGISTRATION OFFER (Register & pay for 3 delegates with normal rate & get unlimited registrations* (*Can only attend virtually))

FINANCIAL PLANNER RATE:
Please email us for the special rate –

Please email us for the special rate – info@ibrc.com.au

Click on the button below and fill the form to confirm your registration.

Post Retirement Australia 2023 Resource
Latest Posts
You can find the latest posts in this section.
Contact Us
Contact us about Post Retirement Australia 2023 Forum details.